christine romans is in new york. dan lothian, our white house correspondent, is at the white house right now. but christine, i want to start with you and the bottom line. i mean, political posturing aside, if we go off the fiscal cliff, everybody's taxes are going to be raised an average of what, between $3,000 and $4,000 and if the stock market continues to tank, no one will be able to retire until they're 92 years old. >> merry cliff-mas, to all a good night. i don't see a path forward here. that's what's so interesting about what you have here. we're right where we started. it's like ground hog day only the movie was funny. this isn't funny. this is two sides who can't get together, and you've got one side talking about spending cuts, the other side talking about taxes, and we're just right where -- we are literally right where we started, carol, and you've got payroll processors who say it's already too late. the irs saying 30 million people could pay higher amt and 100 million people are going to have tax refund